Overspending. Who Me? Try Living On a Budget.
Most of us have asked ourselves that question on numerous occasions, sometimes in disbelief. We never dreamed that it would be possible, until we look at our credit card balances that have been slowly increasing. Would living on a budget prevent that?
Usually, overspending is not a conscious effort. It could start with something as simple as meeting friends on the way to work for a latte. Your cash is spent so you just charge the drink, no big deal.
A couple of times during the week, the same friends suggest that you have dinner with them. You are shocked when the credit card bill arrives and you add up those unplanned charges that total $320.00.
You didn’t realize how easy it was to overspend without being aware of it. Now how do you tell your friends that you can’t View full post…
When young adults begin to work and receive their first paycheck, they get a taste of a sense of real freedom & don’t usually think about money management. This feeling is usually not combined with the little voice that says, 
Reading reviews that others have written about personal budget software is a good way to begin to narrow down software that might be right for you. Software that will help you save money is the goal.
You can do a search on the internet for budget software and you’ll get millions of results. So many, in fact, you’ll be more confused than when you began. You can also type in the search term “reviews of budget software”, and guess what? Yeah, you guessed it, millions of results again from the many affiliates of different software vendors.
If you don’t know how to create a budget, or haven’t been advised just how important it is to have one, then this article is for you. If this the first time that you are on your own, and you aren’t able to get a handle on the various school expenses, then you may find that college life may be difficult. Not being able to 
We mentioned a personal budget software program in our previous post that we recommend to our clients. The program is not only inexpensive, but the name really says it all…You Need A Budget. The developer of the program could not have found a better name for it, because the truth of the matter is, we all need a budget. 