4 Basic Steps on Saving for Retirement

4 Basic Steps on Saving for Retirement

4 Steps on Saving for Retirement & Why You Should Start Early

It’s safe to assume that most people will agree that having a good amount of savings before you retire is something that’s really important. Once you stop working, even if you do get a pension, having a nice cushion of money to pay your bills, move, go on vacation, or spoil your grand kids with will be really nice!

In fact, a study conducted in December of 2019, showed that almost half of all Americans made the resolution to save more money in 2020. It ranked just as much in importance as getting a lot more exercise, eating healthier and losing weight.

Saving for retirement can be tough, especially if you’re View full post…

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Retirement Savings By Millennials

Retirement Savings By Millennials

Retirement Savings – Issues That Worry Millennials

Just when you thought that retirement savings meant putting away as much money as you needed for your lifestyle…now, making plans for unknown factors creeps in.
For the millennial generation, unfortunately, much is unknown. There are four primary concerns that we will list here and then elaborate later on:

1. Will social security and Medicare survive?
2. Will they have to take care of their elderly parents?
3. What will future health care costs be?
4. Are their retirement funds being managed properly?

Knowledgeable financial planners say View full post…

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How To Retire Early

How to Retire Early

How to retire earlyWe all have dreams about our future.  Maybe your dreams look like this:  by the time you are middle aged, you are living comfortably but still working hard and smart.  When you are older and have figured out how to retire early, you are living the good life without a care in the world.  You’ve had great success and look back on your past with great pride.

Life has a way of getting ahead of us all before we know it.  Sometimes our dreams get lost in the fact that time passes too quickly with too much to do, much less thinking about how to retire early.  We struggle more than we ever thought we were going to.  We tend not to focus on our retirement because we are so busy trying to be a success right where we are at.  Most people are really good at living in illusion and ignoring the reality.  Sometimes if people look at the future, they have to truly admit where they are.  Too much of ignoring the reality leads to a life that is not very productive; as the road becomes harder to travel, the illusions begin to crumble in a very painful way. View full post…

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