Personal Finance Software * Budgeting Tips

Will Personal Finance Software Solve My Financial Problems?

Personal finance software will helpMany people have been in this common situation before – you’re keeping your bills current or are ahead in your monthly payment loan. Payday rolls around and you get your paycheck and decide to treat yourself. You go out a few times, buy a few things (all small affordable purchases), and suddenly you wonder where the money went. A good personal finance software program would have been able to track those purchases.

We all are familiar with this situation and can relate to it. Budgeting is important no matter what your income level is. Using a good money management software program will make the process so much easier, plus it will provide many helpful reports. View full post…

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Personal Budget Software – Choose Wisely

Why Many Personal Budget Software Programs Fail Miserably

Personal budget software will helpAre you fed up with using Excel spreadsheets to manage your budget? They are, after all, bare bones and will work, but you don’t get many types of helpful reports like you do in a good personal budget software program. You may find personal budgeting software online as well.

Trying to find the best one for your situation can sometimes be confusing at best. Just do a search on the internet for personal budgeting software, and you’ll get millions of hits.

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Creating a Budget Is Easier With Personal Budget Software

How Do I Use Personal Budget Software? Try Creating a Budget First

Creating a budgetIf you’re like most people, you may be intimidated by the concept of creating a budget or feel that it isn’t worth your time. After all, you might think that you don’t need to purchase personal budget software as long as you can pay off your credit card bills or maintain a decent amount in the bank, you’re fine.

However, it’s exactly this line of thinking that can lead to financial disaster down the road. A classic example of this is the individual who just pays off the minimum balance, incorrectly View full post…

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Budgeting Software Guide

How Budgeting Software Can Help You To Reduce Debt and Control Spending

Online budgeting softwareA few years ago, the Federal Reserve Bank stated that approximately 40% of families in America, on average, spend much more than their earnings. The statement goes on to claim that at least $20,000.00 in credit card debt is carried by more than two million families.

That was a few years ago…what do you suppose those figures are now in this economy that is still in recovery and high unemployment? Budgeting software can help in a big way.

Many of these individuals are not irresponsible, but simply misguided spenders who are unaware of free household budgeting software programs that can help them to ease the financial stress. View full post…

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Personal Budget Software Tips

Tips for Finding the Right Personal Budget Software Package

Personal budget softwareReviews of the best personal budget software are one great way to make your decision about which home budget software package to buy. While some reviews may be helpful, one thing they may be missing is the element of “personal” which means you may be reading a review written by an employee of a major corporation instead of an individual discussing personal requirements.

You may also be reading a purported “review” by an affiliate of the software vendor hoping to make a commission if you buy the program. What it really boils down to in selecting the right software to manage your budget, is trust and user experience. Some find it useful to use the Excel budget software, but it lacks the reporting features you need.

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How To Manage Your Money – 5 Easy Tips

5 Easy Tips on How to Manage Your Money

How to manage your money

Young woman sitting in front of laptop beside a pile of thick textbooks while reading one with a frustrated stressed expression

Control is one of the most sought after aspects of life.  There is nothing worse than realizing you have some debt and do not know how to pay for what you need.  Money should be a source of achievement and not stress.  As you age, you begin to realize the reality & importance of how to manage your money.

1.  Debit cards are great money tracking tools.  I recommend only using a credit card when you have to and know that you can pay it off at the end of the month to avoid excess finance fees.  Using a debit card keeps your spending in check and at the end of the month, allows you to account for every dollar spent.  Debit cards over credit cards and cash is the first step in learning how to manage your money by seeing exactly how you spend your money.

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What’s The Best Personal Budget Software?

The Best Personal Budget Software for You

Personal budget softwareReading reviews that others have written about personal budget software is a good way to begin to narrow down software that might be right for you.  Software that will help you save money is the goal.

You have to exercise a healthy dose of skepticism when reading reviews.  Reviews may not be written by actual users but may actually be company employees and/or affiliates who sell the product for a commission.  What reviews are really good for are highlighting the options that will best serve your budgeting needs.  Really good products will have many people talking about their positive experiences with the product.

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How To Manage Money After You’re Married

How to Manage Money after Marriage

When you say “for better or for worse” you never envision that the “for worse” could mean financial woes.  If you have debt, it is best to clear it up before marriage.  Learning how to manage money will prevent you both from repeating the same past financial mistakes and will also ensure that you are both on the same spending and saving page.

How to manage moneyGreat communication and great financial planning are important pieces that can help to ensure a long and happy marriage.  Money problems are one of the biggest stresses in any marriage.  Learning how to manage money as a couple, setting solid goals, and sticking to these goals provides a great foundation for a new or existing marriage.

Here are some important tips in working out your financial goals with your spouse.

Compare your assets, your debts, and your net worth.  Work together to get all the income and debts organized.  Get together paychecks and other sources of income, tax deductions, savings, and other investments accounts. Compare all your debts to your income. View full post…

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Personal Budget Software to Create a Budget

The Best Personal Budget Software for Your Family

Personal budget softwareReading reviews that others have written about personal budget software is a good way to begin to narrow down software that might be right for you.  Software that will help you save money is the goal.

You have to exercise a healthy dose of skepticism when reading reviews.  Reviews may not be written by actual users but may actually be company employees and/or affiliates who sell the product for a commission.  What reviews are really good for are highlighting the options that will best serve your budgeting needs.  Really good products will have many people talking about their positive experiences with the product.

It is important that you find personal budget software that functions as it should and is reliable.  A tool that does not do what it is supposed to, will cause you more aggravation.  Instead of choosing standard budgeting software look for one that is directed towards home budgeting.  Know what options you desire to make budgeting easy for you.  If you need customized lists and reports, make sure the software you choose has those options.

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Budget Software – Track Your Spending

Budget Software – Do I Really Need It?

Budget software will helpYou can do a search on the internet for budget software and you’ll get millions of results. So many, in fact, you’ll be more confused than when you began. You can also type in the search term “reviews of budget software”, and guess what? Yeah, you guessed it, millions of results again from the many affiliates of different software vendors.

Even in those results, you’ll find some that are helpful, some that like to use the word FREE, but the bottom line is, will those programs solve your problem and give you exactly what you need? If the budget software program doesn’t give you what you need, then it isn’t right for you, even if it’s free.

What our firm has found out after reviewing and using many
software packages, is that user experience, trust, and excellent support are crucial. View full post…

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