How To Protect Yourself From Identity Theft

Do You Know How To Protect Yourself From Identity Theft?

Identity theft is on the riseDo you allow online vendors to store your credit or debit card information on their website? Do you use an app where you store your credit or debit card information? Do you know how to protect yourself from identity theft?

In today’s fast paced society, many Americans do just that so that they can make purchases more quickly. Actually, almost 100 million of our citizens are doing that.

Is it wise or safe to do that just to make a purchase one minute faster? Obviously, many will say yes, until the day that particular vendor has their website hacked. Then, when a hacker starts making purchases on that site with your credit card, your opinion will probably change.

Suppose you store a View full post…

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Tax Refund Delay in 2017

Another Tax Refund Delay Coming for Low Income Taxpayers

Another tax refund delayThe infamous PATH Act of 2015, known as Protecting Americans from Tax Hikes, contains a provision that will delay a tax refund for certain taxpayers. This provision is effective with 2016 returns filed in 2017, and includes those returns that claim either the EITC (earned income tax credit) or the additional child tax credit.

The new law states that no tax refund will be issued that contains a claim for either of these refundable tax credits, before February 15, 2017, and forward, and thus another tax refund delay.

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Victim of a Tax Related Identity Thief?

Tax Related Identity Thief with the IRS

Tax related identity theft is increasingOn May 16, a bipartisan bill was passed by the House of Representatives, HR 3832, in an attempt to deter a tax related identity thief. The bill provides for several new defensive programs and measures that will hopefully impede efforts by identity thieves.

Following is a brief outline of the bill:

    1. An office within the IRS will be created as a contact point for victims of identity thieves.

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Does LifeLock Work

Does LifeLock Work? Think You’re Safe from Identity Theft?

Does Lifelock work?Does LifeLock work? If you use this service and ever had your identity stolen, I’m certain you will answer with a resounding yes! Identity theft is a very serious matter and unfortunately is on the rise. Many of us don’t realize just how easy it is for a thief to steal our identity. In the best of cases, we will spend some time and money while we try to restore our credit to get rid of any fraudulent purchases made.

In the worst of cases, we could find ourselves involved in legal disputes, or with a warrant for our arrest. No one wants this to happen and the best way to ensure that it doesn’t, is to consider a program such as LifeLock. View full post…

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Identity Theft – Be Very Careful

Don’t Get Caught By an Identity Thief – You Can’t Afford It

Identity theftIt seems like the number and different types of scams increase in direct proportion to the percentage of downturn in the economy. It’s either that, or we’re raising a generation of individuals with no scruples or concern for others. Just about every day, we hear of individuals who have been the victim of identity theft and the absolute mess it has made of their lives.

There are so many ways that these criminals can get access to your personal information, it’s enough to make one shudder. Unfortunately, identity theft is one of the fastest growing crimes in this country, however, there are a few steps that you can take that will deter them somewhat, or at least slow them down.

In 2011, there were in excess of 11,000,000 (read this eleven million) cases of identity theft in the United States with an estimated loss of $56,000,000,000 (fifty six billion dollars) When you hear what age group is hit the most and also loses the most, you may have a hard time accepting it. You, as I did, assume that senior citizens would be targeted the most, but that’s not the case…it’s the 18 to 24 year age group. They are online more and it takes them longer to realize that they have been victimized.

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