What’s The Best Personal Budget Software?

The Best Personal Budget Software for You

Personal budget softwareReading reviews that others have written about personal budget software is a good way to begin to narrow down software that might be right for you.  Software that will help you save money is the goal.

You have to exercise a healthy dose of skepticism when reading reviews.  Reviews may not be written by actual users but may actually be company employees and/or affiliates who sell the product for a commission.  What reviews are really good for are highlighting the options that will best serve your budgeting needs.  Really good products will have many people talking about their positive experiences with the product.

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Personal Budget Software to Create a Budget

The Best Personal Budget Software for Your Family

Personal budget softwareReading reviews that others have written about personal budget software is a good way to begin to narrow down software that might be right for you.  Software that will help you save money is the goal.

You have to exercise a healthy dose of skepticism when reading reviews.  Reviews may not be written by actual users but may actually be company employees and/or affiliates who sell the product for a commission.  What reviews are really good for are highlighting the options that will best serve your budgeting needs.  Really good products will have many people talking about their positive experiences with the product.

It is important that you find personal budget software that functions as it should and is reliable.  A tool that does not do what it is supposed to, will cause you more aggravation.  Instead of choosing standard budgeting software look for one that is directed towards home budgeting.  Know what options you desire to make budgeting easy for you.  If you need customized lists and reports, make sure the software you choose has those options.

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Your Family Budget – This Will Kill It

The New Killer of the Family Budget

This will kill the family budgetSo you agree that your family budget is really being stretched or maybe it’s already snapped. This may not come as a surprise to many individuals, but the newest killer of the family budget is the monthly cell phone bill. When I first realized this, I found it hard to believe. But after much research, and talking with friends, I discovered that this was true.

The cell phone bill(s) has now become number 2 in size, right after the mortgage payment. That fact blows my mind. What is so important that needs to be said, that justifies cell phone usage of this magnitude?

I just heard of one young lady who paid her final telephone bill, and for the year, the twelve bills total $4,105.00. To make matters worse, she earns a little over $30,000.00 per year, and doesn’t use her cell for business. Fourteen (14%) of her salary was spent on her cell phone, and now she wonders why her credit card bills are so high and the family budget strained.

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Save Your Home Budget By Heading Off Taxmageddon

5 Ways to Head Off Taxmageddon & Save Your Home Budget

Save your home budgetOne of the new buzzwords, “fiscal cliff”, has generated yet another buzzword, and this one is called “taxmageddon”.  We’re not too sure who thinks these words up, but they all refer to and describe the consequences that will occur if the Bush era tax cuts that will expire on December 31, 2012, are not extended. This could have an adverse effect on your home budget.

Many economists and tax experts are saying that if Congress and the President don’t act, all Americans can expect to see a rise in their tax bill in 2013. Thus far, from where I sit, Congress and the President have been “acting”, just not in a very responsible way. Each has their own View full post…

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