Want to know how creating an emergency fund will help? Read these 6 Tips
Do you make it a point to pay all of your monthly bills early or on time, pay your credit card balances in full to avoid interest charges, and put money away for retirement? If you are, that’s terrific! But have you begun creating an emergency fund for yourself?
An emergency fund sometimes dubbed a ‘rainy day’ fund is a side reserve of finances intended for emergencies that seem to pop up at the worst possible time. If you do not have one, you must make the right moves to establish one.
While creating an emergency fund is necessary, it is actually not very View full post…
Learning how to budget your money, for many, seems like a very difficult task. Many have a tendency to rationalize that they don’t have enough income to be concerned about 
A quick search on the internet for the search term how to create a budget, will result in millions of hits. You will discover everything from individuals advising you how to budget money to others selling some software program to make the job easier.
We all know how difficult college life can be, especially if you’re attending a school away from home. For the first time, you’re on your own and responsible for managing your money. How well you 
If you’re like most people, you may be intimidated by the concept of creating a budget or feel that it isn’t worth your time. After all, you might think that you don’t need to purchase personal budget software as long as you can pay off your credit card bills or maintain a decent amount in the bank, you’re fine.
A few years ago, the Federal Reserve Bank stated that approximately 40% of families in America, on average, spend much more than their earnings. The statement goes on to claim that at least $20,000.00 in credit card debt is carried by more than two million families.
