Build Your Financial Identity

Build Your Financial Identity

The Best Financial Advice for Women: Build Your Financial Identity

You know you’re smart, capable, and have so much potential. But when it comes to your finances, do you feel like you’ve fully come into your own? Many women struggle with establishing their financial identity – that sense of confidence and competence with money matters. View full post…

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How To Do A Budget That Works Best for You

How To Do A Budget That Works Best for You

How to create a budget that is the perfect budget for you and your spouse

When it comes to budgeting, there’s no one-size-fits-all solution. What works for your friend or coworker might not be the best plan for you and your spouse. Learning how to do a budget that you can follow is crucial.

That’s why it’s important to tailor a budget that fits your specific needs and goals. And luckily, it’s not as hard as it might seem!

Below, we’ll outline a few tips on how to create a budget View full post…

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6 Benefits of Budgeting

6 Benefits of Budgeting

6 Benefits of Budgeting That Can Help You Live a Better Life

Okay, we know you hate to budget because you think it will be too hard to follow. Maybe, but if you create a realistic and workable budget with goals, it really isn’t hard at all. We’ll cover 6 primary benefits of budgeting to show you what the results can be.

Making a budget is an important financial first step and cannot be View full post…

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Stop Overspending

Stop Overspending

4 Ways to Stop Overspending

More often than not, overspending is the result of impulse buying. This can, and usually does, lead to an increase in credit card debt. It’s a bad habit that can be hard to break, but it can be done, if you set your mind to it. To stop overspending, you must make a few changes in your lifestyle.

A part of the problem is the incessant advertising we see on television and even when browsing the internet. The temptation to buy a product that you don’t need can be hard to resist. This is especially true when the advertiser says View full post…

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How to Get Car Financing with Bad Credit

How to Get Car Financing with Bad Credit

How to Get Car Financing with Bad Credit with Reasonable Terms

If you’re wondering how to get car financing with bad credit, it can be done. Before you take that step though, you need to consider the costs very carefully. Financing terms tend to be expensive if your credit is less than perfect

Because the lender feels they are taking on more risk with your lower credit score, you will be charged a higher interest rate. Unfortunately, that will increase your monthly payment as well. Like any other type of financing though, lenders consider your credit scores to see if you’re likely to View full post…

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Pay Off Debt or Invest

Pay Off Debt or Invest

Pay Off Debt or Invest – Which is Better?

Either one is an acceptable goal, but is one better than the other, or maybe you should do both? There are many opinions to the answer to this question, so let’s explore some of them. People who have created a budget and have extra cash, are sometimes faced with this dilemma.

So, should you pay off debt or invest that extra cash? A broad answer is there is no one size fits all situation. It all depends on a lot of factors surrounding your personal financial circumstances.

Using your spare cash to invest or View full post…

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Splitting Finances

Splitting Finances

Splitting Finances: It’s Easy if You Do It Smart 

Being in a mature relationship is all about sharing…or is it? It generally is, until the matter of finances comes up. This topic, according to a recent survey, is where about half of the couples go in separate directions. That is, they prefer to maintain their own bank account, separate from their partner.

If you and your partner find sharing expenses a big hassle, then splitting finances might be just what works View full post…

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Top 5 Personal Finance Goals

Top 5 Personal Finance Goals

The Top 5 Personal Finance Goals to Have Right Now and How to Achieve Them

2020 was a tough year for most, given the pandemic. Everyone was affected in some way, with many being affected financially. 2021 has been the year of financial cleanup. Whether you’re just starting out in managing your money, or have years of experience, we’re here to provide you with the top 5 personal finance goals to have right now and tell you how to achieve them.

1. Personal finance goal: Pay off your debt

Yes, for many this sounds like a daunting goal. Especially because the debt more than likely didn’t happen overnight. Depending on your situation this could View full post…

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Do You and Your Spouse Fight Over Money?

Do You and Your Spouse Fight Over Money?

Do You and Your Spouse Fight Over Money?

If so, you may be surprised to know how much damage it can do to your marriage. The problem usually isn’t just short-term either…it can result in a lingering resentment. Couples that fight over money often times don’t have a money discussion before the marriage.

The American Institute of CPA’s conducted a study a few years back regarding this issue, and the results were eye-opening to say the least. They reported that View full post…

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Smart Financial Decisions

Smart Financial Decisions

3 Common Sense Tips to Help You Make Smart Financial Decisions

It’s no secret making the right choices with your money can pay off big time. The financial tips we offer will hopefully make it a little easier for you. It doesn’t matter how big or how small your financial decisions are, it will have an impact on your life.

If we were able to make the right choices all of the time, we’d be well on our way to earning a high credit score, and building wealth. Most of us though, are unable View full post…

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