How Do You Make a Budget – Budgeting Made Easy

How Do You Make a Budget – Budgeting Made Easy

You’ve decided it’s time to get your finances in order and create a budget, but the thought of number crunching and spreadsheets makes you want to crawl back into bed. Don’t worry, budgeting doesn’t have to be complicated or boring. No need to be wondering how do you make a budget today. View full post…

Posted: November 15, 2023
Under: Budgeting
By: Gust Lenglet
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Personal Finance for Teens

Personal Finance for Teens

Learning Basic Personal Finance for Teens

Raising financially responsible children is no easy task, but if done right, it can be incredibly gratifying. Teaching your kids the value of hard work, budgeting, and planning for their future will not only help them to be successful adults, but also free them from the burden of debt and other financial problems.

It’s never too early to start equipping your children with all the money knowledge and finance basics skills they need to become View full post…

Posted: May 24, 2023
Under: Personal Finance
By: Gust Lenglet
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How To Do A Budget That Works Best for You

How To Do A Budget That Works Best for You

How to create a budget that is the perfect budget for you and your spouse

When it comes to budgeting, there’s no one-size-fits-all solution. What works for your friend or coworker might not be the best plan for you and your spouse. Learning how to do a budget that you can follow is crucial.

That’s why it’s important to tailor a budget that fits your specific needs and goals. And luckily, it’s not as hard as it might seem!

Below, we’ll outline a few tips on how to create a budget View full post…

Posted: January 3, 2023
Under: Budgeting
By: Gust Lenglet
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6 Benefits of Budgeting

6 Benefits of Budgeting

6 Benefits of Budgeting That Can Help You Live a Better Life

Okay, we know you hate to budget because you think it will be too hard to follow. Maybe, but if you create a realistic and workable budget with goals, it really isn’t hard at all. We’ll cover 6 primary benefits of budgeting to show you what the results can be.

Making a budget is an important financial first step and cannot be View full post…

Posted: August 27, 2021
Under: Budgeting
By: Gust Lenglet
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Stop Overspending

Stop Overspending

4 Ways to Stop Overspending

More often than not, overspending is the result of impulse buying. This can, and usually does, lead to an increase in credit card debt. It’s a bad habit that can be hard to break, but it can be done, if you set your mind to it. To stop overspending, you must make a few changes in your lifestyle.

A part of the problem is the incessant advertising we see on television and even when browsing the internet. The temptation to buy a product that you don’t need can be hard to resist. This is especially true when the advertiser says View full post…

Posted: August 13, 2021
Under: Budgeting
By: Gust Lenglet
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Splitting Finances

Splitting Finances

Splitting Finances: It’s Easy if You Do It Smart 

Being in a mature relationship is all about sharing…or is it? It generally is, until the matter of finances comes up. This topic, according to a recent survey, is where about half of the couples go in separate directions. That is, they prefer to maintain their own bank account, separate from their partner.

If you and your partner find sharing expenses a big hassle, then splitting finances might be just what works View full post…

Posted: July 9, 2021
Under: Money Management
By: Gust Lenglet
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Do You and Your Spouse Fight Over Money?

Do You and Your Spouse Fight Over Money?

Do You and Your Spouse Fight Over Money?

If so, you may be surprised to know how much damage it can do to your marriage. The problem usually isn’t just short-term either…it can result in a lingering resentment. Couples that fight over money often times don’t have a money discussion before the marriage.

The American Institute of CPA’s conducted a study a few years back regarding this issue, and the results were eye-opening to say the least. They reported that View full post…

Posted: June 18, 2021
Under: Budgeting
By: Gust Lenglet
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Creating an Emergency Fund

Creating an Emergency Fund

Creating an Emergency Fund for Difficult Times

We all have our own definition as to what an emergency is, but in this article, we’ll give you the true meaning of an emergency, and how to prepare for one. Creating an emergency fund is one of the most important steps to take.

There’s two things for sure about any emergency – they can hit you from anywhere, and they will always happen at the worst possible time. And, if you don’t have a cash buffer handy, you’re in for some hard times.

Does Covid-19 ring a bell? Those who set up an emergency fund are having an easier time meeting their living expenses than most others. This is a perfect example of how and why the need to create an emergency fund.

There’s no need to panic if View full post…

Posted: October 29, 2020
Under: Money Management
By: Gust Lenglet
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An Important Financial Conversation

An Important Financial Conversation

How to break through the financial conversation barriers with your partner

(BPT) – For most people, personal finances are a private matter. When you are in a relationship, it can be difficult to discuss this typically taboo subject of a financial conversation. Whether you have been married for years or are just beginning to date, fear of your partner judging your financial choices (big or small) runs deep.

Money challenges can create stress and cause walls to form in a relationship. Financial conflicts have even worse repercussions. Tackling the topic head-on can lead to a deeper understanding of each other’s financial history, emotions and goals for the future.

In fact, talking about personal finance, while not a particularly romantic topic of conversation, builds intimacy in any relationship, according to View full post…

Posted: April 30, 2020
Under: Budgeting
By: BPT
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DIY Home Improvement Project

DIY Home Improvement Project

5 tips for financing your next DIY home improvement project

(BPT) – Whether it’s transforming a fixer-upper into your dream home or just giving a makeover to your kitchen or bathroom, DIY home improvement projects are on the minds of many new homeowners across the country.

While many things about renovating your home are flexible, your budget might not be. In general, not a single floor-board is laid, or a new countertop installed without money, which is why every home renovation project should begin with careful financial planning.

To help homeowners with their renovation projects, Marcus by Goldman Sachs(R) is working with home renovation expert, JoJo Fletcher, to share her budget-friendly home renovation tips.

“Think about small changes you can make if you don’t have the time to take on a big project right now, like freshening up any kitchen by refinishing your cabinets with a bright white coat of paint,” said JoJo Fletcher, ambassador for Marcus by Goldman Sachs(R). “When it comes to financing View full post…

Posted: May 10, 2019
Under: Budgeting
By: BPT
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