How Do I Use Personal Budget Software? Try Creating a Budget First
If you’re like most people, you may be intimidated by the concept of creating a budget or feel that it isn’t worth your time. After all, you might think that you don’t need to purchase personal budget software as long as you can pay off your credit card bills or maintain a decent amount in the bank, you’re fine.
However, it’s exactly this line of thinking that can lead to financial disasterdown the road. A classic example of this is the individual who just pays off the minimum balance, incorrectly View full post…
How Budgeting Software Can Help You To Reduce Debt and Control Spending
A few years ago, the Federal Reserve Bank stated that approximately 40% of families in America, on average, spend much more than their earnings. The statement goes on to claim that at least $20,000.00 in credit card debt is carried by more than two million families.
That was a few years ago…what do you suppose those figures are now in this economy that is still in recovery and high unemployment? Budgeting software can help in a big way.
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