Legal Disclaimer

Disclaimer: Notwithstanding

Any language to the contrary, nothing contained in or through the website constitutes, nor is intended to constitute, an offer, inducement, promise, or contract of any
kind.

The content provided on this site is presented as a courtesy to be used only for informational purposes and is not represented to be error free. HBS Financial Group, Ltd.. (“HBS Group”) makes no representations or warranties of any kind with respect to this site or its content, such representations and warranties being expressly disclaimed. HBS Group does not warrant that the functions contained in the material will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or other harmful components.

Moreover, HBS Group does not represent or warrant that the content of its website is accurate, complete or current for any specific or particular purpose or application. Our firm provides the information in this website for general guidance only, and does not constitute the provision of legal advice, tax advice, accounting services, investment advice, or professional consulting of any kind. The information provided herein should not be used as a substitute for consultation with professional tax, accounting, legal, or other competent advisers. Before making any decision or taking any action, you should consult a professional adviser who has been provided with all pertinent facts relevant to your particular situation. Tax articles in this website are not intended to be used, and cannot be used by any taxpayer, for the purpose of avoiding accuracy-related penalties that may be imposed on the taxpayer. The information is provided “as is,” with no assurance or guarantee of completeness, accuracy, or timeliness of the information, and without warranty of any kind, express or implied, including but not limited to warranties of performance, merchantability, and fitness for a particular purpose.

In addition, any links to non-HBS Group information or references to unaffiliated organizations are provided as a courtesy and convenience to browsers. Such links and references are not intended to, nor do they constitute, an endorsement of the linked materials or the referenced organizations by HBS Group. The content and views on such links and of such organizations are solely their own and do not necessarily reflect those of HBS Group, or the organizations’ officers, directors or associates.

Similarly, the HBS Group website may present columns and articles from guest authors. These columns and articles are provided as a courtesy and are not intended to and do not constitute an endorsement of the authors or their materials by HBS Group. The statements and opinions expressed in such columns or articles are those of the authors and do not necessarily reflect the opinions or beliefs of HBS Group, or its officers, directors or associates.

In no event will HBS Group or any of its officers, directors or associates be liable for any damages — whether direct, indirect, special, general, consequential, for alleged lost profits, or otherwise – that might result from any use of or reliance on these materials.