June 2021 Vol 8

June 2021 Vol 8

HBS Tax Tips

A Newsletter published by the HBS Financial Group, Ltd.


June 2021 Vol 8The Best No Annual Fee Credit Cards for June 2021-A great no annual fee credit card can be one of the most powerful savings tools in your wallet.
These cards offer rewards, perks, and credit-building benefits to help you save money and build credit — all without the annual fee that comes with flashier premium travel cards. And as long as you pay your balances in full each month and avoid taking on other fees, you’ll reap those rewards for no cost. . Learn more… 

Should you itemize your deductionsI Didn’t Talk About Money in My Marriage. Then My Divorce Put Me $25,000 in Debt – Money is one of the most common causes of divorce, and the post-divorce income decline for women is vicious. The female poverty rate post-divorce is 27%, nearly triple the figure for men, according to the Institute for Social and Economic Research.
Women are more likely to give up their careers to tend to the immediate needs of the family and take the backseat to their financial security. Learn more… 

June 2021 Vol 8Unemployed Americans Are Still Struggling to Get Their Benefits. Here’s What Can Be Done About It -Despite ongoing problems, nearly a year of experience, knowledge sharing, and assistance has helped people navigate their own claims and get the payments they’re eligible for as quickly as possible. Whether you’re navigating a claim for the first time or are stuck in an ongoing back-and-forth with your state’s unemployment office, here’s what you need to know for 2021.  Learn more…

June 2021 Vol 8get out of debt fast” width=”150″ height=”150″ />How to Get Out of Debt: Where to Start – Trying to get out of debt is not only challenging — it can be downright all-consuming. Whether it’s the first time you’re addressing it (or the second or third), making the decision to step up and deal with the debt you owe once and for all is a big move in the right direction. We probably don’t need to mention that navigating through situations like this can become stressful, but thankfully, paying off debt can become more manageable by implementing and following the right strategies to help you achieve your goals. Learn more…

June 2021 Vol 8Here’s Why I Stopped Caring About Paying Off My Debt – There’s some disagreement among financial experts about whether it’s a good idea to invest instead of paying off debt, even if that debt carries a low interest rate. After all, despite solid long-term returns, the market has ups and downs, and sometimes the downs can last quite a while. Fortunately, my investment goals are all long-term. I’m still a few decades away from retiring, so I don’t have to worry too much about short-term returns yet. Learn more…


June 2021 Vol 8Monthly payments of up to $300 per child are starting for most families — and could keep coming for years– As the U.S. government prepares to send out up to $300 a month per child to millions of families this summer, the payments could end up coming for years rather than fading away next year as planned.

That’s the prediction made by some analysts and advocates, regardless of whether they support or oppose the expanded Child Tax Credit payouts, which are due to start July 15 and stem from March’s $1.9 trillion stimulus law.

“It’s very difficult for me to imagine that this will be going away anytime soon,” said Michael Strain, director of economic policy studies at the conservative-leaning American Enterprise Institute. .  Learn more…

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Trivia and Quotes

Easy Trivia Questions 

Q: What does a funambulist walk on?

A: A Tight Rope

Q: Area 51 is located in which US state?

A: Nevada

Q: On a dartboard, what number is directly opposite No. 1?

A: 19

Q: Which American president appears on a one dollar bill?

A: George Washington

Q: What geometric shape is generally used for stop signs?

A: Octagon

Q: How many colors are there in a rainbow?

A: 7

Q: TRUE OR FALSE – A scientific study on peanuts in bars found traces of over 100 unique specimens of urine.


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