Boost Your Earnings – 10 Passive Income Ideas for Students

Boost Your Earnings – 10 Passive Income Ideas for Students

Are you a college student looking for ways to earn extra money? If so, you’re in the right place! In this blog, we will discuss 10 passive income ideas for students that are perfect for college students. Passive revenue is money that you can earn regularly with little or no effort on your part. It’s a great way to make extra money while focusing on your studies and personal growth.

Whether you’re looking to start a blog, become an affiliate marketer, or sell digital products, we’ve got you covered. So, let’s dive in and explore these passive earnings opportunities that can provide financial stability and independence for your future. View full post…

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Are You Ready? Simple Steps to Take Now to Prepare for a Possible 2024 Recession

Are You Ready? Simple Steps to Take Now to Prepare for a Possible 2024 Recession

So you’ve been hearing the rumblings about a possible economic recession coming in 2024. The economy has been chugging along for over a decade now since the last major downturn, so a contraction seems inevitable at some point. Wall Street Economists Believe a ‘Mild’ Recession Could Cost Huge US Job Losses by early to mid 2024. View full post…

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Build Your Financial Identity

Build Your Financial Identity

The Best Financial Advice for Women: Build Your Financial Identity

You know you’re smart, capable, and have so much potential. But when it comes to your finances, do you feel like you’ve fully come into your own? Many women struggle with establishing their financial identity – that sense of confidence and competence with money matters. View full post…

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Filing An FBAR

Filing An FBAR

Do You Know the FBAR Reporting Requirements?

In this article, we’ll explain the FBAR filing requirements and explain what to do if you haven’t filed prior year reports. Plus, we’ll cover filing an FBAR. Let’s do it!

The threshold for FBAR filing is quite low; if your total value in foreign financial accounts exceeds $10,000 at any point during the calendar year, you must file. This includes checking and savings accounts, stocks and securities in offshore accounts, as well as other types of investments such as View full post…

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Personal Finance for Teens

Personal Finance for Teens

Learning Basic Personal Finance for Teens

Raising financially responsible children is no easy task, but if done right, it can be incredibly gratifying. Teaching your kids the value of hard work, budgeting, and planning for their future will not only help them to be successful adults, but also free them from the burden of debt and other financial problems.

It’s never too early to start equipping your children with all the money knowledge and finance basics skills they need to become View full post…

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Social Security Benefits

Social Security Benefits

Social Security – Are You Up To Speed With the Changes?

If you’re still working part time and retired, up to 85% of your Social Security  benefits may be taxable. This unfair rule was started by Congress during the Reagan administration in 1984. They decided initially that up to 50% of benefits would be taxed again depending on certain income limits.

Many of our seniors who are retiring and beginning to collect Social Security are surprised to learn that their benefits are subject to taxation a second time. It shouldn’t come as a surprise though. When you’re dealing with View full post…

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How to Get Car Financing with Bad Credit

How to Get Car Financing with Bad Credit

How to Get Car Financing with Bad Credit with Reasonable Terms

If you’re wondering how to get car financing with bad credit, it can be done. Before you take that step though, you need to consider the costs very carefully. Financing terms tend to be expensive if your credit is less than perfect

Because the lender feels they are taking on more risk with your lower credit score, you will be charged a higher interest rate . Unfortunately, that will increase your monthly payment as well. Like any other type of financing though, lenders consider your credit scores to see if you’re likely to View full post…

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Top 5 Personal Finance Goals

Top 5 Personal Finance Goals

The Top 5 Personal Finance Goals to Have Right Now and How to Achieve Them

2020 was a tough year for most, given the pandemic. Everyone was affected in some way, with many being affected financially. 2021 has been the year of financial cleanup. Whether you’re just starting out in managing your money, or have years of experience, we’re here to provide you with the top 5 personal finance goals to have right now and tell you how to achieve them.

1. Personal finance goal: Pay off your debt

Yes, for many this sounds like a daunting goal. Especially because the debt more than likely didn’t happen overnight. Depending on your situation this could View full post…

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Personal Finances – 4 Tips for Better Control

Personal Finances – 4 Tips for Better Control

4 Tips to Get Better Control Over Your Personal Finances

If you already know terms such as account balances, budget, credit score, debt retirement and retirement savings, then you’re on the right track to getting control over your personal finances.

Should these terms cause you angst, you’ll be glad to know that millions of people feel the same exact way as you. The National Endowment for Financial Education found 75 percent of millennials feel anxiety about their personal finances. The NEFE was set up in 1972 as a non-profit to educate Americans to help them make better financial choices and improve themselves.

A good number of millennials hesitate to get control over their finances. To them, personal financing is done at a full-out run. It doesn’t have to be that way. Minute changes in how you approach your finances can have a significant impact on your View full post…

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Financial Problems Caused by Coronavirus

Financial Problems Caused by Coronavirus

Financial Havoc Caused by the Coronavirus

It should come as no surprise that the coronavirus pandemic has left many individuals in dire financial straits. Many Americans who have lost their jobs, or other sources of income, have very little in savings as a backup.

A study was done by Simplywise.com , a technology company that provides free services to assist people in making sound Social Security decisions. They discovered that about 38% of individuals who lost their job, or had a drop in income due to Covid-19, had total savings that would barely last for a month.

Even more alarming, another 20% of individuals didn’t have enough in savings to last them for View full post…

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