Filing My Tax Return Online or Use a Tax Preparation Service?
I’ve asked this question a few times, and depending on the individual, I’ve received a different answer. Those who knew more about taxes said filing my tax return online is the way to go. A few others who may not have known much about taxes, but were turned off by high tax preparer fees, agreed with them.
Others who doubted their ability to file taxes online said they would use a professional tax preparer. Some others said that a family member would prepare their taxes for them. They didn’t want the hassle and possible liability of an incorrect return.
Most all agreed and said that filing my tax return online made more sense. This method of filing your taxes has become View full post…
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Site speed is everything these days. People are constantly View full post…
Our financial tips during COVID-19 pandemic may help to ease your anxiety
(BPT) – The current COVID-19 financial landscape is unpredictable, causing anxiety for people of all ages. These sound financial tips during COVID-19 may ease your anxiety.
“Now more than ever is the time to take an active approach with your finances to position yourself for success,” says Danielle Seurkamp, CFP. “Knowledge is power during unpredictable times.”
Andy Mardock, CFP, agrees. “Emotions are running high with coronavirus concerns. Being informed helps you resist gut reactions driven by emotion so you don’t make a move you later regret.”
Both Seurkamp and Mardock are members of the View full post…
A Review of the Top 4 Websites That Offer the Best WordPress Hosting
It’s hard to imagine that anyone today hasn’t heard about WordPress. It truly is one of the easiest ways to build a website for any type of industry. Our review will discuss four (4) web hosting firms to determine who offers the best WordPress hosting.
Anyone who has or intends to build a website will need to setup web hosting. There are so many hosting companies today, it’s hard to pick the right one. If I had to pick the two most important issues to consider when selecting a hosting provider, it would be tech support and website speed.
We’ve been around for a while, and have had the opportunity to try out many hosting firms. Some have been good, and some should not be in the business.
Out of the many 100’s of web hosting firms, we’ve narrowed it down to four. Out of these four View full post…
5 Ways to Repair Bad Credit Yourself
The very first step you need to take to repair bad credit, is to focus on paying all of your bills on time. At the same time, begin reducing credit cards and other loans you may have. Using certain credit building tools may help too.
It’s a lot tougher to repair your bad credit than it is starting to establish new credit. You’re now in a more difficult position of trying to convince credit card issuers and other lenders that you can be an acceptable credit risk.
Even though you’ve messed up before and got behind on your payments, you have to convince them that you will do everything in your power to change your ways.
Getting a good starting point is very View full post…
10 Tips to Get Out of Debt and Keep You Out
Whether you want to get out of debt or want to avoid it, what matters is you’re inspired to be better. But how do you start? Well, I’m here to help you with that! Today I bring you 10 tips that will help you get out of debt and keep it that way. If you make life habits out of these tips, you will never have to deal with the headache and stress of debt ever again.
- Check Your Statements Regularly
If you want to get out of debt, you need to start paying attention to detail. You won’t notice things such as a recurring fee on your credit card bill for that gym you don’t go to anymore if you don’t check your statement regularly. If you monitor your personal finances like a hawk, you won’t ignore View full post…
10 Personal Money Management Concepts High Schools Should Teach
Personal money management topics are highly neglected in the school system and I believe this is something we all should be very concerned about. Our children grow up with virtually no concept of personal money management, the importance of money, or what to do with it when they have it.
It’s a mistake to rely only on parents to teach their children these things because many parents don’t practice good personal money management themselves. It’s a vicious cycle and it needs to be broken.
We all benefit from learning about the basic concepts View full post…
COVID-19 scammers using phishing tactics
(BPT) – While you take care to limit social interactions and wash your hands to prevent the spread of the coronavirus, you also need to take steps to protect your finances and identity. COVID-19 scammers are now taking advantage of the current pandemic to lure victims in with new phishing scams.
“We know consumers are managing their money and finances online, so it’s more important than ever to raise awareness of smart security practices,” says Vice President of Security at Navy Federal Credit Union, Chip Kohlweiler. “Being proactive and learning about your security is a great step toward keeping your accounts and information safe. There’s a good chance your bank or credit union has resources available for you to learn about how to identify View full post…
Finally a Solution to Online Tax Preparation That Makes Sense
Now that you’ve decided to take advantage of the online tax preparation method of filing your income tax return, you need to select one of the tax vendors from the many listed in the search results.
You really need to select the one that will best supply your needs, and this will involve some research on your part. This guide may be of help to you as well. We’re assuming that you haven’t filed a tax return online before, so you may not be 100% certain on the services that you may need.
There are various factors to consider, as well as tax documents you need to have in hand before you start to look for an online tax filing service. Get all of your tax documents together such as W-2’s, 1099’s, and any other information that was sent to you.
If you’re not buying a home and don’t View full post…
How to break through the financial conversation barriers with your partner
(BPT) – For most people, personal finances are a private matter. When you are in a relationship, it can be difficult to discuss this typically taboo subject of a financial conversation. Whether you have been married for years or are just beginning to date, fear of your partner judging your financial choices (big or small) runs deep.
Money challenges can create stress and cause walls to form in a relationship. Financial conflicts have even worse repercussions. Tackling the topic head-on can lead to a deeper understanding of each other’s financial history, emotions and goals for the future.
In fact, talking about personal finance, while not a particularly romantic topic of conversation, builds intimacy in any relationship, according to View full post…