File Your Own Tax Return Online: 7 Easy Stress-Free Tips

File Your Own Tax Return Online. Pay $29.99. That’s It. That’s the Whole Pitch.

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Federal return. State return. Multiple state returns. Self-employment, investments, side hustles, whatever you’ve got. One flat price, no matter how complicated your year was. File your own tax return online!

Start My Return — Free Until I File

You don’t pay a cent until you hit send.

The Tax Software Industry Has a Dirty Little Secret

Here it is: your taxes probably aren’t that hard. The big-name software companies just profit when you believe they are.

You know the routine. You start a “free” return, answer a few questions, and suddenly — ding! — you’ve been upgraded. Got a 1099? Upgrade. Sold some stock? Upgrade. Live in one state and work in another? That’ll be extra. Per state. By the time you hit “file,” that free return costs more than your monthly phone bill.

We think that’s ridiculous. So we killed it.

When you file your own tax return online through HBS Financial Group, the price you see on this page is the price you pay. $29.99. Flat. Final. Everyone. The gig worker with three 1099s pays the same as the W-2 employee with one form. The person filing in four states pays the same as the person filing in one.

Complicated year? Congratulations — you just became our favorite kind of customer, because you’re the one saving the most money.

Flat Rate Tax Filing: One Price, Zero Asterisks

Here’s everything included in your $29.99 — no tiers, no “premium” versions, no fine print doing push-ups at the bottom of the page:

Every form, every situation. W-2s, 1099s, self-employment, investments, rental income, itemized deductions, all the credits you qualify for. If the IRS has a form for it, it’s covered.
Your state return — and your other state return, and the one after that. File multiple state tax returns online at no extra charge. Moved mid-year? Work across a state line? Remote job in another state? We don’t charge you for having a life.
E-file federal and state taxes together in one sitting, with your federal info automatically flowing into your state return so you’re not typing the same numbers twice.
Bank-level encryption through 1040.com, an IRS-authorized e-file provider. Rebellious pricing, boring-and-responsible security to file your taxes online.
Your maximum refund, calculated with 100% accuracy. E-file with direct deposit and the IRS issues most refunds in less than 21 days.

Fun fact: filing through our link costs less than going to 1040.com directly. We’re not supposed to brag about that. We’re bragging about it.

Do Your Own Taxes Online in Three Steps

1. Answer simple questions. No tax jargon, no forms staring back at you. The walkthrough asks about your year in plain English and puts everything where it belongs.

2. Watch it build your return. Federal first, then your state return (or states — again, all included) fills itself in using what you already entered.

3. Hit send. Pay $29.99. Done. Preview your completed return free. You only pay when you actually file — so if you’re skeptical, test-drive the whole thing first. We dare you.

Try It Free — Pay Only When I File

Built for People Who Are Done Being Nickel-and-Dimed

Freelancers & gig workers — Your 1099s don’t trigger a price hike here. Wild concept.
Multi-state filers — The people other software punishes hardest are the people we treat best. All your state returns, zero extra dollars.
Investors & side hustlers — Stocks, crypto, rental income. Still $29.99.
First-timers — If you can order takeout on your phone, you can do your own taxes online. The walkthrough holds your hand the entire way.
Anyone who paid $150+ last year and felt a little sick about it. Welcome. You’re among friends.

Questions? Good. Skeptics Make the Best Customers.

Is it really $29.99 for everything?
Yes. Federal, state, multiple states, every form, every filing status. There is no version of your tax situation that costs more. We checked.

Is it safe to file my own tax return online?
Your return is filed through 1040.com, an IRS-authorized e-file provider using bank-level encryption. Your data is safer here than in that shoebox of receipts in your closet.

What if I’ve never done my own taxes before?
Then you’re about to find out it takes most people less time than a trip to a tax office — without the waiting room coffee. The step-by-step walkthrough does the heavy lifting; you just answer questions.

When do I pay?
Only when you file. Start your return, poke around, preview the finished product — all free. The $29.99 only happens when you click send.

Your Refund. Your Money. Your Move

Every year, millions of people overpay someone else to type numbers into software. This year, keep the difference. File your own tax return online for one flat $29.99 — every form, every state, no surprises.

Start My Return Now

Free to start. Free to preview. $29.99 when you file. The end.

Filing Your Own Tax Return Made Easy - Everything You Need - Any Return - One Flat Fee

For just $29.99, you get all the tools, assistance, and forms needed to file the simplest to the most complex tax returns. We'll find every tax deduction and tax credit and help you feel good about filing your own taxes online this year.

Maximum Refund Guarantee

Our tax return walkthrough is designed to catch every tax break that you qualify for without drowning you in questions. You’ll get your maximum possible refund or your money back.

Accurate Calculations Guarantee

Our calculations are checked thoroughly every year to ensure accuracy. We stand by our arithmetic and will reimburse any penalties and interest.

100% Satisfaction Guarantee

Our software is guaranteed to be simple and easy to use. If you are a registered user of the Service, there is no charge until you are satisfied with your completed return.

Lowest Price Guarantee

One price means one price. We don’t tell you one thing and surprise you with another once you get in the app. It’s $25 to prepare and file your federal and state taxes, period.

Doing Taxes Online Yourself

Walkthrough Technology

We do the heavy lifting. Based on your answers, our software will dig deeper and find the tax credits and deductions you qualify for. Our platform is flexible, too. Already know the forms you need? Jump directly to any form you want with our forms search function. We carefully designed our walkthrough technology to be smart, simple, and stress-free.

E-filing is Faster

The fastest and most secure way to deliver your tax return is through e-file, and all you have to do is hit send. Just like that, you’re finished with delightfully simple taxes. If you want to get your refund the fastest possible way, choose direct deposit. After you file, we’ll keep you updated on your return and let you know when it’s accepted.

State Taxes Included

Do Your State Taxes Online: A Comprehensive Guide Since state taxes are included in our flat-rate price, you can file everything in one place without breaking the bank. We’ll use your federal return to automatically fill out most (if not all) of your state tax return. Filing state taxes online not only saves time but also ensures accuracy, reducing the chances of errors that could […]

Our filers love the program and price!

“This program is as easy to use as you said. I had my return completed in no time at all and my refunds were in my bank account in a matter of days. Thank you and I will see you next year.”

Stacy R., Lexington, KY

“When I checked out your website, I decided to try it free just like you said. Entering the income information for my wife and myself was simple. I thought the itemized deductions section would be harder, but it too was very easy to do. I had all of the information entered and figured, why do it again. I continued on and reviewed the return results. It all was accurate, so I paid and filed the return. What a breeze! I’m convinced.”

Roger C., Lewes, DE

“I used Turbotax last year and feel that I got stiffed with their higher fee. I had a couple of items that only their higher priced return would prepare. I looked at your pricing package and saw that your 39.95 package includes any type of return. I liked your simple interview too.”